How To Go Green With Your Auto Insurance
Posted: Wednesday, May 27, 2009
by Jami Wright
If you drive a car on the road it is required by law that you own car insurance. This insurance protects you and your passengers and other drivers or pedestrians on the road. Car insurance is often a pricey expense. However; many car insurance companies are trying to do their part in rewarding drivers with breaks in premium costs for doing different things such as; taking a drivers ed class, taking a drivers safety course after receiving a ticket, your age, credit, and even your relationship status helps to reduce that monthly premium cost. Now the insurance companies are rewarding you for going green.
Regular gas cars are a strain on our environment. The cars run on emissions that are eventually pushed out through the muffler into the air we breathe. Big metropolitans have a hard time with the island effect and the pollution that covers the horizon every day mostly due to gas emissions.
Green car insurance is one way the insurance companies are trying to help the consumer and help save the environment. Here are some benefits that the new green car insurance policies offer:
1. Lower rates. Initially both green cars and insurance were extremely high. However, the market is changing and more people are purchasing green cars and insurance to go along with these special vehicles. The insurance companies recognized that this is a growing market and have lowered their rates in response. Going green is good for the environment and good for your pocketbook.
2. Donations to the cause. Insurance companies also recognize that they have a ethical duty as any other business entity to help with community affairs. There is no better way to do this than to use a portion of the money earned from green insurance policies. The portion that is donated goes to organizations that are fighting the pollution.
3. Feeling good. You can rest easier at night knowing you are saving money and doing what you can for the environment. These green insurance policies go a small way in helping you give back and pave the way for our children.
Another form of green insurance that is becoming more popular with these economic challenges is the pay-as-you-drive plans. These plans are only available in a few states but offer drivers a discount for driving less. These plan charge drivers monthly insurance by the mile driven and you are not required to own a hybrid.
Whether you drive a hybrid and want to save money and give back through your green insurance, or you use alternative forms of transportation and do what you can to lower the miles you drive in your car; it is great to know that the insurance companies are on board and supporting a world that is doing their part to go green and save the planet for our future generations.
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Top-level comments on this article: (1 total)Thanks. I'll remember you when I renew my car insurance in April 2010. I found this article very informative.
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